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5 Steps To Become Finacial Independent Earn Money While You Sleeping

5 ways to earn money by doing nothing

1. Fixed Deposit


Do you know that one of the easier ways of making your money work for you is by investing in a fixed deposit account? A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.
It is a safer investment option when compared to other investment types such as shares or the money market. Opening a fixed deposit account is both quick and easy and all you have to do is to deposit money into the account for a given period of time, for it to earn interest for you.
Below are reasons why you should open a fixed deposit account today:
  1. It encourages a savings habit as the money you deposit needs to be in the account for a period of time without you making any withdrawal.
  2. Investing in a fixed deposit account earns you a higher interest rate than depositing your money in a savings account.
  3. You are assured of returns for your investment
  4. The account helps to act as a fall back for your business in the event of a cash flow squeeze or can be used to meet your future cash requirements.
  5. Interest is payable at maturity; annually or monthly depending on the term you chose or you could use the money to buy assets if you want.
  6. You get to choose how long you want to invest your money in a fixed deposit account ranging from 30 days to ten years.
  7. You can choose to have more than one fixed deposit account if you want to save for different goals.
Banks offer higher interest rate in fixed deposit accounts than saving accounts. In the end of maturity period you will earn actually good amount depending on money deposit and maturity period.

2. Long term investment

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Just like saving, investing is a good idea followed by many people today. Investing in share market is actually a good idea to earn good money just by sitting at home. This depends on the growth of share price as well as through dividends.
The longer money is invested, the more potential it has to grow. “Investors who start early, practice patience and stick to a long-term investing strategy often see the best returns and financial success,” says Colton Dillion of the Acorns online investment site. Someone who contributes $1,000 into an RA from ages 20 to 30, and then stops, has an edge over someone who starts at 30 and invests $1,000 annually for 35 years. Assuming a 7 percent annualized return, the first person will have $168,515 at age 65, and the second will have $147,914.

3. Google Opinions and Surveys

One of the easy ways to earn some extra cash is taking part in Google surveys and opinions. Google has introduced an app called Google opinion Rewards that you can download from Google Play store. The app will offer you some questions once on a while and you will be required to answer these questions and Google will offer you to some reward based on surveys. As a recap, Google Opinion Rewards is a survey app from Google that pays you for filling out short surveys. All you need to do is download and install the app, then fill out some basic info about yourself. Once you are setup, surveys randomly show up here or there focusing on a variety of topics. Some are single question surveys, while others can be four or five deep. When you complete a survey, Google will reward you with Play store credits. I can’t say that I have seen multiple-dollar rewards from a single survey, but don’t be surprised if you start building up a nice little credit pile after answering a few surveys worth $0.40 a piece
This will take less than one minute and you will earn extra dollar, sounds good.

4. Amazon Affiliate Program

Shopping online can help you to save some extra cash but it also depends on from where you are purchasing and how much discount you are getting and also how the reputation of the particular shopping site that you are visiting. Amazon is one of the best e-commerce websites with unlimited products and associate program.

amazonWith smart approach and associated program you can get what you want while saving a lot of money. How to do is simple. Just sign in to associated program and you will get a referral code that you can offer to one of your friends who like online shopping. Everything you would buy something or any of you will get some extra money. But this totally depends on your shopping habits of yours and your friend’s.

5. Take advantage of Apps

There are apps available through which you can put some extra cash in your pocket which doing seriously nothing.


CoSign is good app available for iOS and Android which pays you or posting selfies. All you need to do is post selfie of particular brand and if someone buy that product. In return you will get some profit. You can tag anything from jewellery to sunglasses, from makeup to cute office products and more. If you are good social media follower and hash tagger, this job is just right for you.


Gigwalk is another amazing app available for Android and iOS users. The app is simple to use and the aim is just to answer some questions and post photographs regarding any restaurant or venue. First sign up and the next app will ask you, just tell if there exist some venue or restaurant nearby. Gigwalk is an intuitive app and all payment is done via PayPal.
Once you apply to be a Gigwalker, you'll see a map full of tasks in the neighborhood immediately around you. These tasks include things like:
  • Take a picture of a menu
  • Take a picture of an intersection or roadblock
  • Enter an establishment's hours of operation
  • Write a review of something
  • Answer quick questions like: is this place still in business?

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